Terms of Service

LedgerTrack — income, GST & tax tracking for gig drivers

Last updated: July 2026

These terms govern your use of LedgerTrack, a bookkeeping and tax-estimate app for Australian gig drivers, provided by Peaders. In these terms, "we", "us" and "our" mean the provider of LedgerTrack, and "you" means the person using it. By using LedgerTrack you agree to these terms.

Peaders is the trading name under which LedgerTrack is published. Nothing on this page should be read as a claim to be an incorporated company, a licensed adviser, or a registered tax agent.

1. What LedgerTrack is — and isn't

LedgerTrack helps you record income and expenses and produces estimates of GST and income tax so you can set money aside and prepare records for your accountant. It is a self-service tool.

• LedgerTrack is not tax advice, not a lodgement service, and not a registered tax agent or financial adviser.
• Estimates are calculated from the data you enter and current rate tables; they may be wrong if your inputs are incomplete or your circumstances are unusual.
• You are responsible for confirming all figures with a registered tax agent before lodging anything with the ATO.

2. Eligibility

You must be old enough to enter into a binding contract where you live, and you must be using LedgerTrack for your own records. LedgerTrack is a business tool for working drivers and is not directed at children.

3. Your account

• You can use LedgerTrack without an account, entirely on your own device. An account exists so your records survive a lost phone and sync between devices.
• You are responsible for keeping your login credentials secure and for activity that happens under your account.
• Give an email address you can actually receive mail at — that is how account recovery works.
• You can permanently delete your account from inside the app at any time (Settings → Account → Delete account). Deletion is immediate and irreversible, and we cannot restore it afterwards. See the Privacy Policy for exactly what is removed.

4. Your records are yours — and so is their accuracy

• The income, expenses, trips and assets you enter belong to you. We claim no ownership of them.
• You are responsible for the accuracy and completeness of what you enter, and for keeping the substantiating documents the ATO requires. LedgerTrack helps you organise records; it does not create or verify them.
• Most data is stored on your own device; how we handle any data that reaches our servers is described in the Privacy Policy.
• Keep your own backups of anything important. Local-only data can be lost if you clear app storage, lose your device, or uninstall without syncing. Sync is a convenience, not a backup service.

5. Trip logging and the logbook

LedgerTrack can measure trip distance using your phone's GPS, and can optionally detect trips automatically once you switch that on. Two things follow from that:

• GPS distance is a measurement made by your phone and can be affected by signal, battery optimisation, permissions and the operating system suspending apps. Check the distances before you rely on them.
• Only you can classify a trip as business or private, and only you can confirm that a logbook meets the ATO's requirements for the method you are claiming. The app records what you tell it.
• Automatic trip detection is optional, off until you enable it, and is described in the Privacy Policy. Turning it on means the app watches for driving in the background.

6. Receipt scanning and other AI-assisted features

If you scan a receipt, the image is sent to a third-party AI provider (Anthropic) which reads the merchant, date, amount and GST and returns suggested values. These features:

• run only when you explicitly start them;
• produce suggestions you are shown and can edit before anything is saved;
• may be unavailable, may refuse, and may be wrong — always check the details against the actual receipt;
• are subject to a monthly allowance depending on your plan.

A scan result is never a substitute for keeping the receipt itself.

7. Subscriptions, trial and billing

• Where you pay depends on where you subscribe. On the web, payments are processed by Stripe on Stripe's own checkout page. In the iPhone or Android app, purchases are made through the Apple App Store or Google Play and are governed additionally by those stores' terms.
• We never receive or store your card number. Card details are handled entirely by Stripe, Apple or Google.
• The free trial runs for 28 days. For the first 14 days no card is requested. To continue past that point you add a card; adding it does not charge you at the time.
• Auto-renewal. If you have added a card, the subscription is charged automatically when the trial ends on day 28, and then renews automatically each billing period until you cancel. You are told this at the point you add the card. If you never add a card, the trial simply ends and the account returns to the Free plan — there is no charge without a card you added.
• Cancelling. You can cancel at any time. Web subscriptions can be cancelled from inside the app. Subscriptions bought through the App Store or Google Play must be cancelled in your device's subscription settings — only Apple or Google can cancel those, and deleting your LedgerTrack account does not cancel them.
• When you cancel, access continues until the end of the period you have already paid for.
• Refunds. Refunds for purchases made through the App Store or Google Play are handled by Apple or Google under their own policies — we cannot issue them. For web subscriptions billed through Stripe, contact us and we will deal with the request. This is in addition to, and does not limit, any refund right you have under consumer law.
• Prices and plan contents may change. We will not change the price of a period you have already paid for; a change takes effect from your next renewal, and we will tell you before it does.

8. Your rights under the Australian Consumer Law

If you are a consumer in Australia, our goods and services come with guarantees that cannot be excluded under the Australian Consumer Law (ACL). Nothing in these terms excludes, restricts or modifies those guarantees, or any other right or remedy you have under a law that cannot lawfully be excluded. To the extent any part of these terms would do so, that part does not apply to you.

Among other things, those guarantees mean that services must be supplied with due care and skill and be reasonably fit for any purpose we told you they were fit for. You are entitled to a replacement or a refund for a major failure, and to compensation for any other reasonably foreseeable loss or damage. You are also entitled to have the service remedied within a reasonable time if it fails to be of acceptable quality and that failure does not amount to a major failure.

Cancelling, cooling off and refunds. You can cancel a subscription at any time, and you can end the free trial at any point before it converts, as described in section 7. Where a statutory cooling-off or cancellation right applies to your purchase, it applies in addition to the cancellation and refund arrangements in section 7 — those arrangements do not replace it, do not shorten it, and are not a limit on it. Purchases made through the App Store or Google Play are also subject to Apple's or Google's own refund policies, which we cannot override.

If you think something has gone wrong and you are entitled to a remedy, email support@peaders.com and tell us what happened. We will deal with the request on its merits, and we will not send you away to Apple or Google where the remedy is one we are able to give.

9. Acceptable use

Don't misuse the service: no attempts to break, overload, or reverse-engineer it for abuse; no accessing other users' data; no attempts to bypass paid tiers, entitlement checks or usage allowances; no unlawful use. We may suspend or terminate access that threatens the service or other users.

10. Availability

LedgerTrack is provided on a best-effort basis. There is no uptime guarantee and no service-level agreement (SLA), and features may change or be discontinued. Because the core app works offline on your device, most functionality does not depend on our servers being online — but receipt scanning, sync, sign-in and billing do.

We are a small team. Support is by email, with no guaranteed response time — see Support for what you can actually expect.

11. Termination

You may stop using LedgerTrack at any time, and may delete your account from within the app. We may suspend or terminate your access if you materially breach these terms, or if we discontinue the service. If we discontinue the service, we will give you reasonable notice and an opportunity to export your data. Terminating an account does not itself cancel a subscription bought through an app store — see section 7.

12. Disclaimers and limitation of liability

This section is subject to section 8. Nothing in it excludes, restricts or modifies the consumer guarantees under the Australian Consumer Law, or any other right or guarantee you have under a law that cannot lawfully be excluded. Read everything below as applying only to the extent the law allows.

Subject to that, LedgerTrack is provided "as is" and "as available". To the maximum extent permitted by law we exclude all warranties, conditions and representations that are not expressly set out in these terms — including any implied warranty of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the app will be uninterrupted or error-free, that its estimates will match your final assessment, or that it will satisfy the record-keeping requirements of your particular circumstances.

To the maximum extent permitted by law, we are not liable for tax outcomes, ATO penalties, interest, missed deductions, lost data, lost profits, lost revenue, lost business opportunity, or any indirect, incidental, special or consequential loss, however caused, arising from your use of — or reliance on — the app or its estimates, even if we had been told such loss was possible.

Liability cap. To the maximum extent permitted by law, our total aggregate liability to you for all claims arising out of or in connection with LedgerTrack and these terms — whether in contract, in tort (including negligence), under statute or otherwise — is limited to the total amount you actually paid us for LedgerTrack in the twelve (12) months immediately before the event giving rise to the claim. If you paid us nothing in that period, our total aggregate liability is limited to AUD $100.

Where liability cannot be excluded. Where a law implies a guarantee, condition or warranty that cannot be excluded, but permits our liability for breaching it to be limited, our liability is limited — at our option — to resupplying the service, or to paying the cost of having the service resupplied. This paragraph does not apply where the services are of a kind ordinarily acquired for personal, domestic or household use or consumption.

13. Changes to these terms

We may update these terms as the app evolves. Material changes will be surfaced in the app or on this page; the "Last updated" date reflects the latest revision. Continued use after a change means you accept the updated terms. If you do not accept a change, you may stop using LedgerTrack and delete your account.

14. Governing law

These terms are governed by the laws of Australia. You and we submit to the non-exclusive jurisdiction of the courts of Australia.

If you use LedgerTrack from outside Australia you do so on your own initiative, and you are responsible for complying with your local law. Nothing in this section takes away the benefit of any mandatory consumer protection law of the country in which you ordinarily reside.

15. Contact

Questions about these terms: support@peaders.com

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